What a mid-term rental is
A mid-term rental is a furnished stay of 30 nights to several months. In many cities, stays of 30+ nights are treated like ordinary tenancies, so short-term rental permits and caps don't apply. Always confirm locally.
Who the guests are
- Traveling nurses and clinicians on 13-week hospital contracts.
- Relocating professionals between homes, often paid by their employer.
- Insurance placements for families displaced by fire or flood, paid by the insurer.
- Project crews on construction, energy or film work.
These guests tend to be employed, screened and staying long enough to treat the unit like home.
Why it is lower risk for owners
- Far fewer turnovers than nightly stays, so less wear.
- Fewer local regulations in most markets.
- Neighbor issues are rare: no weekend parties, no constant check-ins.
- Demand is tied to hospitals, employers and insurers, which is steadier than tourism.
What to require
Set a 30-night minimum in the consent addendum, cap occupancy, and require liability insurance naming you. Ask the operator how they source guests (for example Furnished Finder, corporate housing partners, insurance networks) and their screening process.
Is your property a good fit?
Good fits are within 15–20 minutes of a major hospital, university or employment center, with parking, in-unit laundry and reliable internet. One- and two-bedroom units are most in demand.
Frequently asked questions
Do I need an STR permit for mid-term?
Usually not for stays of 30+ nights, but rules vary. Check your city code.
Who pays utilities?
Usually the operator, built into their pricing to guests.
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