For property owners · Memphis, TN

Rent your property to an STR or MTR operator in Memphis, TN.

Listing your Memphis rental on ArbiBase is free. You sign a consent form and set your rules, vetted operators send proposals, and you decide who tours and who signs. Memphis requires a city short-term rental permit for each property, and the property owner, not the tenant, must get it.

Free to list · Free to review · Free to say no

What you get

Your property. Your rules.

Operators sign standard leases directly with you. ArbiBase is not a party to the lease, and is not a broker or property manager: we make the introduction, you run the relationship.

Your consent

Signed

Nothing is listed until you sign the consent form.

Set the rules

You

Rental type, quiet hours, guest caps, insurance minimums, HOA limits.

Anytime

Revocable

Withdraw consent whenever you like, with no penalty.

Owner fees

$0

Operators fund the platform. You never pay to list.

How it works

Four steps, and every one is yours to approve.

  1. Step 01 · List

    Sign and set your rules.

    Sign the consent form and set your non-negotiables: rental type (STR, MTR or both), quiet hours, guest caps, insurance minimums and HOA rules. Operators see your terms before they see your address.

  2. Step 02 · Check

    We check the property.

    A listing is Verified only after signed owner consent, a Greenlight underwriting pass (estimated revenue at least 1.5x the rent) and a Memphis and ZIP rules check for your address.

  3. Step 03 · Receive

    Vetted operators send proposals.

    Each proposal shows the operator's business, insurance, track record, offered rent and lease term, side by side.

  4. Step 04 · Approve

    You decide who tours and signs.

    Review the operator's record, approve who tours, and sign a standard lease directly with the one you choose. Or decline every proposal, at no cost.

Local rules · Memphis

What Memphis's rules mean for you as the owner.

  • The application needs proof of your ownership, insurance of at least $1,000,000 per occurrence (fire, hazard and liability), a scaled site plan with the maximum nightly occupancy and an adult responsible party within 50 miles. The permit includes screening and an on-site inspection, and it can't be transferred.
  • The application fee is $300 and renewal is $150; a permit expires after 365 days. The permit number has to appear in every online ad.
  • Ordinance 5980, on third reading on October 6, 2026 and reported adopted, lets the city revoke a permit or bar STR use at a parcel after repeated incidents.
  • Stays of more than 30 continuous days are not short-term rentals under the Memphis ordinance, so they need no STR permit.
  • Taxes: City STR occupancy tax plus a per-room-night assessment (Ord. 5856). Under Tennessee rules, stays of 30 to 89 nights avoid occupancy tax but still owe sales tax. Agree in writing who registers and who files.
  • If you have an HOA or condo association, its bylaws can ban what the city allows. Attach the rules to your listing so operators work inside them. How to check your HOA rules.

Curious what an operator could earn at your address? The free Greenlight check estimates revenue against 1.5x your rent.

STR statusSTR with Permit
MTR (30+ nights)Outside the city STR permit (more than 30 continuous days). Confirm with your lease and HOA.
TaxesCity STR occupancy tax plus a per-room-night assessment (Ord. 5856). Under Tennessee rules, stays of 30 to 89 nights avoid occupancy tax but still owe sales tax.
Market focusSTR + MTR

Full regulation record: Is Airbnb arbitrage legal in Memphis? · What operators see: Rental arbitrage in Memphis, TN

Sources, checked : Memphis Ordinance 5856: short-term rental rules (council record) · Memphis and Shelby County Division of Planning and Development: Short-term Rental Registration.

Last reviewed . General information, not legal advice. Rules change; confirm with the city or a local attorney before signing a lease.

Verified regulations · Memphis, TN

Memphis's verified rules, for your property.

STR with Permit

Verified by the ArbiBase Regulations team on . Next review .

The property owner, not the tenant, must get a separate STR permit for each property, which includes screening and an on-site inspection. Ord. 5980, on third reading Oct 6, 2026 and reported adopted, lets the city revoke a permit or bar STR use at a parcel after repeated incidents leading to criminal charges, and the Council is pushing for stricter enforcement.

21 STR-friendly ZIPs mapped — see them in ArbiBase →

STR ratingSTR with Permit
Permit or licenseRequired before short stays at your property. Agree in writing who applies and who renews it.
Primary residenceNot required.
MTR (30+ nights)31
Your consentY
Who holds the permitN
Short-term or mid-term

Which kind of operator fits Memphis.

Short-term · under 30 nights

Short stays

STR with Permit

Memphis requires a city short-term rental permit for each property, and the property owner, not the tenant, must get it.

Mid-term · 30+ nights

Mid-term stays

Stays of more than 30 continuous days are not short-term rentals under the Memphis ordinance, so they need no STR permit.

Who books in Memphis: Medical district: St. Jude and UT Health; FedEx and logistics; Tourism.

Not sure? Mid-term rentals for landlords explains who the 30+ night guests are and what to require, and short-term or mid-term compares the two.

Memphis owner FAQ

Questions Memphis owners ask.

Can I rent my Memphis property to an Airbnb operator?

It can be, with the right approvals. Every short-term rental needs a city permit, one per property, and you as the owner get it, not the operator. Stays of more than 30 continuous days fall outside it.

Who holds the short-term rental permit or registration in Memphis?

In Memphis the property owner, not the tenant, must get the short-term rental permit, one for each property, and it can't be used by anyone not named on it. Put in the lease who applies, who registers for taxes and who files, and ask to see it before the first guest. On ArbiBase you see how taxes, licensing and insurance are handled before you sign.

Can I allow mid-term stays only?

Yes. Set MTR-only (30+ nights) when you list, and operators who can't meet a rule never see the listing. Stays of more than 30 continuous days are not short-term rentals under the Memphis ordinance, so they need no STR permit.

Does it cost anything to list my Memphis property?

No. Listing is free for property owners. Operators pay for the platform; you never do. You are never obligated to sign, and you can decline every proposal at no cost.

Who signs the lease?

The operator signs a standard lease directly with you. ArbiBase is not a party to the lease, and is not a broker or property manager: we don't collect rent, supervise guests or run operations.

How are operators and listings checked in Memphis?

Operators' business registration, insurance, track record and references are verified before they can view your listing. A listing is Verified only after signed owner consent, a Greenlight underwriting pass (estimated revenue at least 1.5x the rent) and a check of Memphis and ZIP rules for that address.

The right Memphis operator is yours to approve.

List in five minutes. Verified operators come to you, on your terms. Listing costs nothing, ever.

Free to list · Free to review · Free to say no